Check clearing

Customer to clerk: agar main aaj chq deposit karta hoon, toh kitne din mein clear hoga?

Clerk: sir 3 din toh lagenge

Customer: dono bank aamne saamne hee hai. Phir itne din kyun lagenge?

Clerk: sir PROCEDURE to FOLLOW karna padta hai . Socho agar aap Shamshaan ke bahar mar jaate hai toh aapko ghar leke jayenge ya wahin jala denge?